Mortgage Blog
30 Years in the Insurance and Financial Services
How is a Private Mortgage Different Than a Traditional Bank Mortgage
May 4, 2022 | Posted by: Kenneth LaPalm
Understanding the difference between private mortgages and traditional bank mortgages can help you make the best decision for financing a new home. Each option provides the money to secure real estate ...
read moreHome-Buying 101: A Guide to Purchasing Your First Home
April 20, 2022 | Posted by: Kenneth LaPalm
Home-Buying 101: A Guide to Purchasing Your First Home Buying a home involves a lot of complex steps, but by doing your homework ahead of time, you can boost your know-how and have more confidence in ...
read moreBank Of Canada Rate Update April 13, 2022
April 13, 2022 | Posted by: Kenneth LaPalm
Bank of Canada increases policy interest rate by 50 basis points, begins quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1%, with the Bank Rate at 1¼% ...
read moreSpring Clean Your Finances
April 8, 2022 | Posted by: Kenneth LaPalm
Spring Clean Your Finances Spring finally arrived after a long winter, and with inflation and the rising cost of living on everyone's mind, there's never been a better time to do a little spring clea ...
read more5 Benefits of an Investment Property
April 6, 2022 | Posted by: Kenneth LaPalm
5 Benefits of an Investment Property Building a strong real estate portfolio is a great way to create passive income now and a strong investment portfolio for later. If you are looking at buildin ...
read moreTips for Picking the Right Home to Flip
March 16, 2022 | Posted by: Kenneth LaPalm
Guide to Choosing a House to Flip for Maximum Profit Not every property will make a promising flip. Here is everything you need to know to maximize your profits from the very start while minimizing ...
read moreHigher Interest Rates are Here. What Does That Mean for You?
March 9, 2022 | Posted by: Kenneth LaPalm
The Bank of Canada has been signaling for a while now that they will respond to inflation by raising interest rates. Sure enough, on March 2nd they announced a hike in the overnight rate by 0.25%. H ...
read moreBank Of Canada Rate Update March 2, 2022
March 2, 2022 | Posted by: Kenneth LaPalm
Bank of Canada Increases Policy Interest Rate The Bank of Canada today increased its target for the overnight rate to ½ %, with the Bank Rate at ¾ % and the deposit rate at ½ %. The Bank is contin ...
read moreCan Housing Upgrades Affect Your Insurance?
February 23, 2022 | Posted by: Kenneth LaPalm
Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due to ...
read moreRent to Own Homes vs. Mortgage: How Do They Work?
February 9, 2022 | Posted by: Kenneth LaPalm
Rent to Own Homes vs. Mortgage: How Do They Work? If you're hoping to achieve your dreams of homeownership, rent-to-own and mortgage are two options to consider. Here is everything you need to know a ...
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